SBI SimplySAVE Credit Card

SBI SimplySAVE is the most suitable credit card for beginners and for people looking for a rewarding card for everyday spending.

You will get:
✅ 10X rewards on spends with partners
✅ Fuel surcharge waiver
✅ Cashback on first ATM withdrawal

Why you should apply from here:

✔ 100% online process
✔ Minimal documentation

Apply now to get your SimplySAVE credit card –

The SBI SimplySAVE Credit Card is a user-friendly credit card designed to help you save on your everyday expenses.¹ It’s a great option for those who are looking for a basic credit card with a low annual fee and some attractive rewards.²

Key Features and Benefits:

• Accelerated Reward Points:
  • Earn 10 reward points for every Rs. 150 spent on dining, movies, grocery, and departmental store purchases.³
  • This means you can earn significant rewards on your daily expenses.
• Fuel Surcharge Waiver:
  • Get a fuel surcharge waiver of up to Rs. 100 per month on fuel transactions between Rs. 400 and Rs. 4,000.
• No-Cost EMIs:
  • Enjoy the flexibility of no-cost EMIs on select purchases, making it easier to manage your expenses.
• Contactless Technology:
  • Make quick and secure payments with the contactless feature of the card.⁴
• Low Annual Fee:
  • The annual fee for the card is Rs. 499, which can be waived off if you spend Rs. 1 lakh or more in a year.

How to Use the SBI SimplySAVE Credit Card:

1. Apply for the Card: You can apply for the card online through the SBI Card website or by visiting your nearest SBI branch.⁵
2. Activate the Card: Once you receive your card, activate it online or by calling the customer care number.
3. Start Spending: Use the card for your everyday purchases, such as groceries, dining, and shopping.⁶
4. Redeem Rewards: You can redeem your reward points for a variety of rewards, including gift vouchers, statement credits, and merchandise.⁷

Eligibility Criteria:

To be eligible for the SBI SimplySAVE Credit Card, you must:

• Be an Indian resident.
• Be at least 21 years old.
• Have a good credit history.
• Have a stable source of income.

Fees and Charges:

• Joining Fee: Rs. 499
• Annual Fee: Rs. 499 (Waived on spending Rs. 1 lakh in a year)
• Finance Charges: 3.5% per month
• Cash Advance Fee: 2.5% of the cash advance amount (minimum Rs. 500)
• Foreign Transaction Fee: 3.5% of the transaction amount

Overall, the SBI SimplySAVE Credit Card is a good option for individuals who are looking for a basic credit card with some additional benefits. It’s easy to use, offers decent rewards, and has a low annual fee.⁸ However, it’s important to use the card responsibly and pay your bills on time to avoid incurring high-interest charges.