The HDFC Bank Swiggy Credit Card is a credit card designed specifically for frequent Swiggy users. It offers a variety of benefits and rewards, especially for those who frequently order food, groceries, or other items through the Swiggy app.
Key Features and Benefits:
- High Cashback on Swiggy:
- Earn 10% cashback on all Swiggy spends, including food delivery, Instamart, Dineout, and Genie.
- Additional Cashback:
- Earn 5% cashback on online shopping and 1% cashback on other general purchases.
- Complimentary Swiggy One Membership:
- Enjoy free deliveries, exclusive discounts, and other perks with a complimentary Swiggy One membership.
- Fuel Surcharge Waiver:
- Get a 1% waiver on fuel surcharge.
- Zero Liability on Lost Card:
- In case of card loss, you have zero liability on fraudulent transactions if reported immediately.
Important Considerations:
- Annual Fee: There is an annual fee associated with the card, but it can be waived off based on certain spending criteria.
- Cashback Caps: There are monthly caps on the cashback earned in different categories.
- Eligibility: To be eligible for this card, you need to meet specific criteria set by HDFC Bank.
How to Apply:
You can apply for the Swiggy HDFC Bank Credit Card through the HDFC Bank website or mobile app. You’ll need to provide basic personal and financial information, and the bank will assess your eligibility.
In Conclusion:
The Swiggy HDFC Bank Credit Card is a great option for individuals who frequently use Swiggy services. The high cashback rates and additional benefits make it a valuable tool for saving money on daily expenses. However, it’s important to understand the terms and conditions, including the annual fee, cashback caps, and eligibility criteria, before applying for the card.
