ICICI Bank offers personal loans for various purposes like wedding expenses, travel, medical emergencies, home renovation, etc. Here’s a summary of key features and how to apply:
Features:
- Loan Amount: Up to ₹50 lakh
- Interest Rate: Starts from 10.85% per annum
- Tenure: 12 to 72 months
- Quick Approval: Online application and instant approval possible
- Minimal Documentation: Aadhaar card, PAN card, income proof, and address proof
- Flexible Repayment: Choose a repayment tenure that suits your budget
How to Apply:
- Check Eligibility: Visit the ICICI Bank website or app and use the eligibility calculator to estimate your loan amount.
- Apply Online: Fill out the online application form with your personal and financial details.
- Document Verification: Upload the required documents online or submit them at the nearest ICICI Bank branch.
- Loan Approval: If approved, you will receive a loan sanction letter.
- Disbursement: The loan amount will be disbursed to your account within 24 hours of approval.
Important Note:
- Interest rates and processing fees may vary based on your credit score and other factors.
- It’s advisable to compare interest rates and terms offered by other banks before finalizing your loan.
I hope this information is helpful! Let me know if you have any other questions.
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